Terms and conditions

Last modified: November 15, 2023

Welcome to Cash Bot. These Terms and Conditions govern your use of the Cash Bot website and related services. By accessing or using our website, you agree to comply with and be bound by these Terms and Conditions.

If you do not agree with any part of these terms, please discontinue use of the website.

Cash Bot is an independent online platform that connects users with third-party loan-related information and services across Canada. We are not a lender, broker, or financial institution and do not make lending decisions.

Acceptance of Terms

By using the Cash Bot website, you confirm that:

  • You are at least 18 years old

  • You are legally capable of entering into agreements

  • You are a resident of Canada or accessing services intended for Canadian users

  • You agree to comply with all applicable laws and regulations

Use of this website constitutes acceptance of these Terms and Conditions and any related policies referenced on the site.

Website Purpose

Cash Bot provides access to loan-related information and connects users with third-party lenders, service providers, and financial-related resources.

We do not:

  • Provide loans directly

  • Guarantee approval

  • Set loan terms or interest rates

  • Control lender decisions

  • Provide financial advice

All lending decisions are made solely by third-party lenders or service providers.

User Responsibilities

When using the website, users agree to:

  • Provide accurate and truthful information

  • Use the website only for lawful purposes

  • Avoid submitting false or misleading applications

  • Maintain the confidentiality of personal account information where applicable

  • Refrain from interfering with website operations or security

Users are responsible for reviewing all information submitted through the platform before completing an application.

No Guarantee of Approval

Submitting an application through Cash Bot does not guarantee:

  • Loan approval

  • Specific loan amounts

  • Interest rates

  • Funding timelines

  • Loan terms or conditions

Approval decisions depend on lender policies, applicant qualifications, verification processes, and provincial regulations.

Third-Party Services and Websites

Cash Bot may provide access to third-party websites, lenders, advertisers, or service providers.

We are not responsible for:

  • Third-party content

  • External websites

  • Lender decisions

  • Loan agreements

  • Fees or repayment terms

  • Privacy practices of third parties

Users should review all agreements, policies, and terms provided by third-party service providers before entering into any transaction.

Financial Responsibility

Users are encouraged to borrow responsibly and carefully review all financial agreements before accepting any loan offer.

Short-term loans may involve:

  • Interest charges

  • Fees

  • Repayment obligations

  • Collection activity for missed payments

Borrow only what you can comfortably repay.

Cash Bot is not responsible for any financial outcomes resulting from agreements entered into with third-party lenders.

Intellectual Property

All website content, including:

  • Text

  • Logos

  • Graphics

  • Website design

  • Branding

  • Images

  • Software components

is owned or licensed by Cash Bot unless otherwise stated.

Users may not:

  • Reproduce website content

  • Copy branding materials

  • Modify website materials

  • Distribute content without permission

  • Use website content for commercial purposes without authorization

Unauthorized use may violate intellectual property laws.

Website Availability

Cash Bot aims to maintain website availability and functionality; however, we do not guarantee uninterrupted access.

The website may occasionally experience:

  • Maintenance downtime

  • Technical issues

  • Service interruptions

  • System errors

  • Security updates

We reserve the right to modify, suspend, or discontinue parts of the website at any time without prior notice.

Limitation of Liability

To the fullest extent permitted by law, Cash Bot shall not be liable for:

  • Direct or indirect damages

  • Financial losses

  • Data loss

  • Delays

  • Website interruptions

  • Third-party actions

  • Loan denials

  • Lending decisions

  • User reliance on website content

Users access and use the website at their own risk.

Disclaimer of Warranties

Cash Bot provides the website and services on an “as is” and “as available” basis without warranties of any kind.

We do not guarantee:

  • Website accuracy

  • Continuous availability

  • Error-free functionality

  • Security against all threats

  • Suitability for specific purposes

While we strive to provide accurate and updated information, no guarantee is made regarding completeness or reliability.

Privacy and Data Usage

Use of the website is also governed by our Privacy Policy and Cookie Policy.

By using the website, users consent to the collection and use of information as described in those policies.

Prohibited Activities

Users agree not to:

  • Attempt unauthorized access to systems

  • Upload malicious software

  • Engage in fraudulent activity

  • Use automated systems to access the site

  • Disrupt website functionality

  • Violate applicable laws or regulations

Cash Bot reserves the right to restrict or terminate access for users who violate these Terms and Conditions.

Indemnification

Users agree to indemnify and hold harmless Cash Bot, its affiliates, partners, employees, and service providers from claims, damages, liabilities, and expenses arising from:

  • Misuse of the website

  • Violation of these terms

  • False information submissions

  • Unlawful activities

Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with applicable laws of Canada and relevant provincial regulations where applicable.

Any disputes arising from website usage may be subject to the jurisdiction of appropriate Canadian courts.

Changes to Terms and Conditions

Cash Bot reserves the right to modify or update these Terms and Conditions at any time without prior notice.

Updated versions will be posted on this page, and continued use of the website may constitute acceptance of revised terms.

Users are encouraged to review these Terms periodically.

Contact Us

If you have questions regarding these Terms and Conditions or website usage, please contact Cash Bot through the Contact Us page available on our website.